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WageFlow

WageFlow turns wages, one of the world’s largest recurring cash flows, into a globally fundable and programmable asset class, building a global capital-to-consumer network for billions of underbanked people.

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Description

WageFlow is building the global programmable settlement and liquidity network for wage-linked finance. Wages are among the world’s largest recurring cash flows, yet fixed paydays leave billions of workers with persistent short-term liquidity gaps.

WageFlow turns wages, one of the world’s largest recurring cash flows, into a globally fundable and programmable asset class, building a global capital-to-consumer network for billions of underbanked people.

The founding team spans across EWA, AI and fintech, including the former Bybit’s former Head of Engineering; CTO of Bree (YC S21), Canada’s largest EWA platform, who scaled ARR to $60M in two years; and a former venture lead at a top crypto exchange. WageFlow is launching pilots and partnerships across Canada and Australia with 100k+ registered users and 500k+ originations.

Progress During Hackathon

During the buildathon, we refined WageFlow’s business model and tested our early assumptions through discussions with builders, potential partners and the Arbitrum ecosystem team. We clarified how our wage-linked financing network could integrate with the ecosystem, identified potential collaboration opportunities, and explored liquidity sources for our initial deployments. These conversations helped us sharpen our market-entry strategy and define more concrete next steps for pilot execution, capital sourcing and ecosystem partnerships.

Tech Stack

Web3

Fundraising Status

Just start on our preseed round

Team Leader
00xJeremy
GitHub Link
github

GitHub

https://github.com/biliquid/biliquid-contracts/tree/dev
Product Category
DeFiInfraRWA